In a recent article, Steve Wozniak, who co-founded Apple with the late Steve Jobs, predicted “horrible problems” in the coming years as cloud-based computing takes hold. 

“I really worry about everything going to the cloud,”.. “I think it’s going to be horrendous. I think there are going to be a lot of horrible problems in the  next five years. ….“…with the cloud, you don’t own anything. You already signed it away.”